New Tracker Requirements for High Risk Vehicles There has been a drastic increase in the theft and hijacking of vehicles over the past 24 months. This increase in stolen vehicles have been mostly as a result of the theft of a select few vehicles. As a result, many insurance companies have given [...]
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So far Jared Van Dam has created 93 blog entries.
Frequently Asked Questions: Solar Panel Tax Incentives for Individuals This post sets out the basic characteristics and requirements for the solar panel incentive announced by the Minister of Finance on 22 February 2023. This is meant to help individuals in their immediate decision making, rather than postponing any solar installation until the [...]
Toyota South Africa Issues Notice of Upgrades To Vehicle Security Systems on Selected Models Toyota South Africa has advised us they have developed upgrades to the vehicle security system on certain key models. These upgrades can be conducted by any authorised Toyota Dealer at no cost to the customer. The upgrades will [...]
Silicon Valley Bank - Overview On Friday last week, Silicon Valley Bank (SVB) was closed by US regulators after a run on the bank’s deposits occurred. In terms of assets, SVB’s collapse was the second biggest bank failure in US history. By the end of 2022, the bank had around $209bn in [...]
2023 Budget Speech Update The 2023 Budget speech was delivered against the backdrop of high living costs, a dismal unemployment rate and intensive loadshedding crippling businesses, all of which are placing severe strain on South Africa’s economic recovery and growth. Finance Minister Enoch Godongwana provided some relief by proposing no significant tax [...]
Investment Outlook Q4 2022 The Fourth Wave Remains The past few years have created more investment angst than usual, and it has been difficult at times to make sense of return prospects across asset classes. The collision between investments, economics, politics, and social issues has undermined the ability to gain comfort in [...]
Moonwalk Away In financial services we focus on investment outcomes, on providing sound investment advice, explanations on what is driving investment markets, and how to deal with some of our less virtuous behavioural biases so that we can get out of our own way when it comes to decision making. But what [...]
Average Clause Explanation When you insure your asset like a building, you advise your Insurer of the value which then forms the sum insured under your policy. The insurer charges you an insurance premium based on this declared sum insured. If you get this insurance value wrong and it is lower than [...]
How is the 'US Inflation Drop' Good News for South Africa? US inflation drop in July from 9.1% to 8.5% really is a big deal. Washington DC is 13 000km from Johannesburg. Yet what happens today in the US capital has a direct influence on what will happen to SA's commercial hearbeat [...]
Insurance: Protecting Against a Power Surge Loadshedding has become a part of the daily lives of South Africans all over the country. In 2022, we had 960 hours of national loadshedding and recently reached stage 6, further increasing outages. With increased loadshedding comes a bigger chance of electrical faults that lead to [...]